AYE Finance IPO Details, GMP, Dates, Review & Allotment
AYE Finance Ltd IPO investors ke beech kaafi discussion me hai. Yeh ek NBFC company hai jo MSME businesses ko working capital aur secured loans provide karti hai. Is article me hum AYE Finance IPO ke price band, dates, GMP, issue size aur overall review detail me dekhte hain. AYE Finance ki growth potential aur market positioning ka bhi hum vishleshan karenge, jo investors ke liye mahatvapurn hai. In the competitive landscape of NBFCs, AYE Finance stands out with its focused approach to MSME lending and its strategic plans for future expansion. Yeh article aapko AYE Finance IPO ke har pehlu par gehra samajh dega, jisse aap informed investment decisions le sakenge.
AYE Finance IPO Dates
- IPO Open Date: 09 February 2026
- IPO Close Date: 11 February 2026
- Allotment Date: 12 February 2026
- Refund Initiation: 13 February 2026
- Listing Date: 16 February 2026
AYE Finance IPO Price Band & Lot Size
- Price Band: ₹122 – ₹129 per share
- Face Value: ₹2 per share
- Lot Size: 116 shares
- Minimum Investment: ₹14,964 (1 lot)
AYE Finance IPO Issue Size
- Total Issue Size: ₹1,010 Crore (Approx)
- Fresh Issue: ₹710 Crore
- Offer For Sale (OFS): ₹300 Crore
AYE Finance IPO GMP Today
AYE Finance IPO ka Grey Market Premium (GMP) unofficial market me ₹0 se ₹7 ke beech report kiya ja raha hai. GMP daily change hota rehta hai aur yeh sirf market sentiment ka indication hota hai. Investors ko GMP ka dhyan rakhte hue samajhna chahiye ki yeh sirf short-term market reaction ko darshata hai aur long-term fundamentals par kaam nahi karta.
AYE Finance Business Overview
AYE Finance Ltd ek Non-Banking Financial Company (NBFC) hai jo India ke micro, small aur medium enterprises ko finance solutions provide karti hai. Company ka focus secured MSME lending par hai aur yeh semi-urban aur urban areas me operate karti hai. AYE Finance ka mission hai ki vo MSME sector ki financing needs ko samjhe aur unhe behtar solutions pradan kare. Yeh company innovative financial products ke through MSMEs ko empower karne me vishwas rakhti hai, jisse unki growth aur sustainability ko badhava mile.
AYE Finance IPO – Pros & Cons
Pros
- Strong focus on MSME lending segment
- Growing loan book and expansion strategy
- Experienced management team
- Innovative financial products tailored for MSMEs
- Strategic partnerships with local businesses to enhance outreach
Cons
- NBFC sector me high competition
- GMP neutral to weak signal de raha hai
- Market sentiment par dependency
- Regulatory challenges and compliance costs
- Risk of defaults in loan repayment from MSME borrowers
Should You Apply for AYE Finance IPO?
AYE Finance IPO long-term investors ke liye business model ke basis par interesting ho sakta hai. However, short-term listing gains ke liye GMP strong signal nahi de raha. Investors ko apply karne se pehle apni risk profile aur financial advisor se consult karna chahiye. AYE Finance ka growth trajectory aur MSME sector ka potential dekhte hue, yeh IPO un investors ke liye ek achha mauka ho sakta hai jo sustainable growth aur steady returns ki talash me hain. Yeh samajhna bhi zaruri hai ki har investment ke saath risk judta hai, isliye apne investment strategy aur goals ke saath align karna mahatvapurn hai.